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Facebook marketplace cars11/1/2022 ![]() ![]() Tip #3 – Keep in mind, whatever you’ve posted as ‘public’ on your personal Facebook profile page can be seen by people who are interested in buying your items. Instead, go to the drive-thru window at a nearby restaurant and order something, or go to a police station, fire department, or other public service building where you can park for awhile - or get help if you need it. If you’re really nervous about safety, then take another person with you to the meet up location.īONUS TIP: If you ever feel that you’re being followed after a sale, don’t go home. If heavy traffic is an issue in your area, then pick a spot that is easiest for YOU to get in and out of (not them) - because if you’re inconvenienced in any way, then it’s just not worth it to sell items on Facebook Marketplace. (I let the other person “leave” first - that way, they won’t know which way I’m going to go and can’t follow me.) Ideally, the spot you choose to meet a buyer will be super close to your home or job and have more than one way that you can leave to go back to your house or office.
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Aqua finance11/1/2022 ![]() ![]() Moody's Rating Symbols and Definitions can be found at: analysis relies on an assessment of collateral characteristics to determine the collateral loss distribution, that is, the function that correlates to an assumption about the likelihood of occurrence to each level of possible losses in the collateral. AQUA FINANCE UPGRADEAlternatively, please see the Rating Methodologies page on for a copy of this methodology.Factors that would lead to an upgrade or downgrade of the rating:Factors or circumstances that could lead to an upgrade of the rating include: (i) performance of the underlying collateral that is better than Moody's expected (ii) an increase in available credit enhancement (iii) improvements in the credit quality of the transaction counterparties and (iv) a decrease in sovereign risk.Factors or circumstances that could lead to a downgrade of the rating include: (i) an increase in sovereign risk (ii) performance of the underlying collateral that is worse than Moody's expected (iii) deterioration in the notes' available credit enhancement and (iv) deterioration in the credit quality of the transaction counterparties.REGULATORY DISCLOSURESFor further specification of Moody's key rating assumptions and sensitivity analysis, see the sections Methodology Assumptions and Sensitivity to Assumptions in the disclosure form. Portfolio credit enhancement remains unchanged at 22.4%.The principal methodology used in this rating was "Moody's Global Approach to Rating Auto Loan- and Lease-Backed ABS" published in September 2021 and available at. The assumption for the fixed recovery rate is unchanged at 26.0%. 4, the updated default probability based on current balance is 6.72%, which corresponds to a default probability of 2.76% of the original portfolio balance. Cumulative defaults currently stand at 1.69% of original pool balance up from 1.47% a year earlier.For Aqua Finance No. AQUA FINANCE PLUSTotal delinquencies have decreased slightly in the past year, with 90 days plus arrears currently standing at 0.71% of current pool balance. AQUA FINANCE FULLGiven the repayment of Class A Notes, Class B Notes now have full access to the reserve fund, resulting in today's upgrade.As part of the rating action, Moody's reviewed its default probability for the portfolio reflecting the collateral performance to date.The performance of the transactions has continued to be stable. The rating action reflects the repayment of the Class A notes which resulted in the Class B notes having access to the reserve fund for liquidity purposes.EUR15M (current outstanding EUR6.9M) Class B Notes, Upgraded to Aa2 (sf) previously on Affirmed A1 (sf)Maximum achievable rating is Aa2 (sf) for structured finance transactions in Portugal, driven by the corresponding local currency country ceiling of the country.RATINGS RATIONALEThe rating action is prompted by the repayment of Class A Notes which resulted in the Class B notes having access to the reserve fund for liquidity purposes.Liquidity support was previously only available in the form of the reserve fund to Class A Notes. 4Global Credit Research - Frankfurt am Main, Febru- Moody's Investors Service ("Moody's") has today upgraded the rating of the Class B notes in Aqua Finance No. Rating Action: Moody's upgrades Class B notes in Aqua Finance No. ![]()
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Towel rails11/1/2022 ![]() Towel rails how to#For inspiration on exactly how to do this, we have bathroom ideas (opens in new tab) to match any preferences to start you on your journey. Regardless of which towel rack or rail you pick, it's crucial that you have factored the look and dimensions of it into your space so that your room doesn't feel broken up by this addition. Towel rails install#If you don't want to install a towel rack to save your walls, then there are also freestanding rack options that can complement a room perfectly, and these can be placed anywhere you like within your bathroom. Much like a traditional towel rail, a radiator towel rail contains an insert in the middle of the body to give extra heat output and provide an extra function. ![]() ![]() On the other hand, towel racks are more likely to be used as storage inside your bathroom and allow you to stack towels neatly, or to house wet towels so that they won't go damp. Including Electric Towel Rails, Double Towel Rails, and Single Towel Rails. They are in investment into making your bathroom more like a relaxing spa and they go the extra mile to make it a place where you're able to unwind. Make towel drying quick and simple with our towel rail collection an electric towel rail is a safe and helpful heating installation for your bathroom. Heated towel rails are a fantastic choice for the bathroom as they are both practical and stylish Not only do they provide a sleek, modern look to your home. Choose from a great range of Towel Rails & Rings. ![]() A towel rail can offer you a cozy, fuzzy respite after you climb out of the warmth of your bath or shower – and prevent you from feeling a chill. ![]() |